South Africa Finance

Sep 18 2018

What to do after a car accident, AA, do i need insurance to buy a


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what to do after a car accident

Help and advice if you’ve been in an accident

If you’re involved in a collision, there are some steps you must take no matter who was at fault

Not stopping at the scene of an accident or failing to report an accident you re involved in is a serious offence that can result in a hefty fine, disqualification or even prison. Here’s what to do.

If you re driving, and:
  • A person, other than yourself, is injured
  • Damage is caused to another vehicle or to someone else’s property including lamps, signs, bollards and other street furniture
  • An animal (horse, cattle, ass, mule, sheep, pig, goat or dog) has been killed or injured, except in your own vehicle or trailer
Then you must:
  • Stop and remain at the scene for a reasonable period
  • Give your vehicle registration number, your name and address, and that of the vehicle owner (if different) to anyone with reasonable grounds for asking for those details
  • If you don’t exchange details at the scene, you must report the accident at a police station or to a police constable as soon as you can, and in any case within 24 hours
If another person s injured, you must:
  • Produce your certificate of insurance, if anyone at the scene has reasonable grounds to see it
  • If you don t, you must report the accident at a police station or to a constable as soon as you can and in any case within 24 hours. You’ll need to produce your certificate of insurance but if you don’t have it when reporting the accident to the police, you may take it, within seven days of the accident, to the police station you nominate when you report the incident

Reporting the accident to the police by telephone isn t sufficient and you can t ask someone else to report for you.

You’re obliged to do these things not only when you re directly involved in an accident, but also if your vehicle’s ‘presence’ was a factor.

Do i need insurance to buy a used car

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